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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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You are on page 188 of 194, other pages: 1 2 3 185 186 187 [188] 189 190 191 192 193 194
2018-06-25, 17:52:49
leasingmandate@gmail.com from Portugal  
Dear, Sir/Ma.

We offer Legitimately FC and SS Bank Guarantee (BG) and Standby Letter of Credit (SBLC) alongside a number of other Bank Instruments specifically for Lease with the option of sale optionally available from a certified financial group. We deliver cautious of the time line required for the completion of transactions and other intermediaries are welcome to deal. Other financial instruments such as MTN, CD, DLC, PB are also available.

For genuine and Serious inquiry of any form please kindly contact me via the details below.

Contact : Mr. SIVAJOTHI GNANATHEEVAM
Email: leasingmandate@gmail.com

Regards
SIVAJOTHI GNANATHEEVAM
2018-06-25, 18:21:04
WALSH ROBERT from Singapore  
IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds.

You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.

Leasing Price : 4%+1%
Buying Price: 32%+2%

Contact us for more details on our terms and procedure of transaction.

WALSH SMITH, ROBERT
email : info.iqfinanceplc@gmail.com
skype: cpt_young1
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2018-06-25, 19:10:49
anonymous  
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2018-06-29, 10:34:16
anonymous from United States  
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 1%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Keat Cheng
E-mail : keatcheng2@gmail.com
Skype id :keatcheng2@gmail.com
2018-07-02, 08:05:56
anonymous from Portugal  
We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers.

We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760,

DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee ) (Appendix A)(BG/SBLC
2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
6. Delivery: Bank to Bank swift.
7. Payment: MT-103 or MT760
8. Hard Copy: Bonded Courier within 7 banking days.

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

Regards,
Ramadan Rasheed
Email:fahadfinanceltd@gmail.com
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2018-07-02, 09:03:40
anonymous from United States  
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2018-07-02, 10:22:29
mike johnson from United Kingdom  
rating


Dear sir/ma,

Are you a having one or two BG/SBLC

specifically for lease difficulties from

other financial instrument lender? I want

you to take a chance with us you will never

regret your partnership with our firm.We

have direct and efficient providers.

I am the sole mandate of a genuine efficient

provider for lease/sales BG/ SBLC and other

financial instruments, at reasonable prices,

Insurance by top AAA rated Bank in

Europe.Presently, we focus on BG/SBLC for

Lease and Sale transactions, However, our

Lease BG/SBLC/MTN is 6+2% and Sale at 32+2%.

DESCRIPTION OF INSTRUMENTS:

1. Instrument: Bank Guarantee (BG/SBLC)

(Appendix A)
2. Total Face Value: Eur 5M MIN and Eur 10B

MAX (Ten Billion USD).
3. Issuing Bank: HSBC Bank London, Barclays,

Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Leasing Price: 6% of Face Value plus 2%

commission fees to brokers.
6. Delivery: Bank to Bank swift.
7. Payment: MT-103 or MT760
8. Hard Copy: Bonded Courier within 7

banking days.

We are ready to close leasing with any

interested client in few banking days,

Should you find this interesting and

acceptable? Kindly, contact me and I shall

review and respond with DOA within 24hrs

maximum.

Kind Regards,

Mr. mike johnson

Email: providentfinancialplc231@gmail.com

Skype ID:

providentfinancialplc231@hotmail.com
2018-07-02, 10:23:31
mike johnson  
rating


Dear sir/ma,

Are you a having one or two BG/SBLC

specifically for lease difficulties from

other financial instrument lender? I want

you to take a chance with us you will never

regret your partnership with our firm.We

have direct and efficient providers.

I am the sole mandate of a genuine efficient

provider for lease/sales BG/ SBLC and other

financial instruments, at reasonable prices,

Insurance by top AAA rated Bank in

Europe.Presently, we focus on BG/SBLC for

Lease and Sale transactions, However, our

Lease BG/SBLC/MTN is 6+2% and Sale at 32+2%.

DESCRIPTION OF INSTRUMENTS:

1. Instrument: Bank Guarantee (BG/SBLC)

(Appendix A)
2. Total Face Value: Eur 5M MIN and Eur 10B

MAX (Ten Billion USD).
3. Issuing Bank: HSBC Bank London, Barclays,

Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Leasing Price: 6% of Face Value plus 2%

commission fees to brokers.
6. Delivery: Bank to Bank swift.
7. Payment: MT-103 or MT760
8. Hard Copy: Bonded Courier within 7

banking days.

We are ready to close leasing with any

interested client in few banking days,

Should you find this interesting and

acceptable? Kindly, contact me and I shall

review and respond with DOA within 24hrs

maximum.

Kind Regards,

Mr. mike johnson

Email: providentfinancialplc231@gmail.com

Skype ID:

providentfinancialplc231@hotmail.com
2018-07-04, 23:25:31
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2018-07-05, 07:45:32
robertg.finance@gmail.com from Portugal  


GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider.

Our instruments are only from triple 'a' rated banks and we issue from $1M to $5B . The provider is 100% verifiable. If you are genuinely seeking bank instruments. Contact me and i will furnish you with details.

They deal with issuing of instruments such as Bank Guarantee and Standby letters of credit also Letters of credit. I only want serious buyers then i will put you in touch with the provider directly.

- Bank Guarantee (BG)
- Standby Letter of Credit (SBLC)
- Direct Line of Credit (DLC)
- Medium Term Note (MTN)
- Letter of Credit (LC)
I will be glad to share with you our working procedures.
Contact :Robert Glen
Email: robertg.finance@gmail.com / robertglen.finance230@yahoo.com
Skype: robertg.finance@gmail.com
BROKERS ARE WELCOME & 100% PROTECTED!!!
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Well-respected bank offering Payday loans
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2018-07-05, 07:47:29
robertg.finance@gmail.com from Portugal  

Project Funding and Banking Instrument Such As {(BG/SBLC/LC/DC/MTN)} for lease and purchase


Sir

I am a financial consultant and have a very good and reputable Provider of some bank instruments we can only deliver fresh cut cash backed lease bank instrument {(BG/SBLC/LC/DC/MTN)} to you in accordance to our terms and condition. Our bank instruments can serves as collateral as the case may be, which will enable you get loans from your bank so as to embark on any projects such as Aviation, Agriculture, Petroleum, Mining, Telecommunication, Construction of Dams, Real estate, Bridges, Trading, Importing and exporting and Other Turnkey Project (s) etc.

Also these instruments can be put in PPP, etc. Please do let me know of your willingness to proceed and I will email you our terms and condition upon request.

Contact :Robert Glen
Email: robertg.finance@gmail.com / robertglen.finance230@yahoo.com
Skype: robertg.finance@gmail.com
BROKERS ARE WELCOME & 100% PROTECTED!!!

This image was also posted here:
Well-respected bank offering Payday loans
Using a credit card to pay down the mortgage?
Using a credit card to pay down the mortgage?



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2018-07-06, 15:56:01
anonymous  
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2018-07-11, 03:29:41   (updated: 2018-07-11, 03:30:29)
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2018-07-11, 23:26:07
anonymous  
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2018-07-14, 00:11:55
anonymous  
Contact: Gary Snyder
Skype ID: readysteadyfinancesltd
Email: readysteadyfinancesltd@gmail.com
Tele: +447031912976

We offer certified and verifiable bank instruments through Swift Transmissions from original providers capable of taking over time-bound transactions.

PARTICULAR INSTRUMENTS BANK

Instrument: Fully Cash / Bank Guarantee (Standard ICC format)
Age: Fresh Cut
Interest Rate: ZeroCoupon
Duration: One (1) year and One (1) day
Currency: USD / Euro
Menu Bank: WEB Top
Amount: As Suggested by Beneficiaries
Initial Deposit: Applies to Instrument Value Required
Invoice Price: Four (4%) Percent of Face Value minus Paid Initial Payment
Intermediate Fee: One Percent (1%) of the Face Value is paid by the Beneficiary
Tranche: As per the agreed tranche schedule
Shipping: Swift MT799 / MT760
Payment: Swift MT103 (Wire Transfer)
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