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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
--------------------------------------------------------------------------------
Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 208 of 211, other pages: 1 2 3 205 206 207 [208] 209 210 211
2019-07-05, 06:49:05
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2019-07-06, 21:31:21
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2019-07-08, 11:47:51
anonymous from United States  
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2019-07-09, 02:18:47
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2019-07-10, 13:38:04
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2019-07-11, 05:29:06
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2019-07-11, 08:54:08
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2019-07-11, 14:21:32
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2019-07-12, 09:19:44
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2019-07-13, 08:35:14
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2019-07-14, 04:28:34
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2019-07-15, 05:57:29
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2019-07-15, 23:38:30
Hariyanti Malta  
Detail saya
Nama: Hariyanti Malta
Email: hariyantimalta@gmail.com






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2019-07-18, 05:12:15
PAIGE from United States  
definitely if you're getting a trusted ethical hacker to help you with hack or clone of your spouse phones or even their social media accounts, like messenger, whatsapp instagram, and mails, etc. especially for spouses in distant relationship I will recommend you to this hacker with the email address, superior.hack WITH . he has helped me on several hack jobs since my friend introduced him to me, he's been so spectacular. for obvious reasons, I would not want to go into details on how he's helped me hack my spouses social media accounts and even my friends when they gossip.
for relative hack jobs ranging from
accounts hack
CREDIT SCORE INCREASE
CREDIT REPORT FIX
EMAIL ACCOUNTS HACK
WHATSAPP AND OTHER SOCIAL MEDIA HACK
UNLOCK OF PHONES OF DATE / LATE RELATIVES
and some other relative hack job, just hit him up
SUPERIOR.HACK@GMAIL.COM OR TEXT/CALL(+16692252253), thumbs up for a job well done, that's my review
You are on page 208 of 211, other pages: 1 2 3 205 206 207 [208] 209 210 211

 

 

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